Buyers Guide

Card Payment Solutions

ACI

www.aciworldwide.com

About ACI Worldwide

ACI Worldwide powers electronic payments for more than 800 financial institutions, retailers and processors around the world, with its broad and integrated suite of electronic payment software. More than 90 billion times each year, ACI’s solutions process consumer payments.
On an average day, ACI software manages more than US$12 trillion in wholesale payments. And for more than 160 organizations worldwide, ACI software helps to protect their customers from financial crime.

To learn more about ACI and understand why we are trusted globally, please visit www.aciworldwide.com.

You can also find us on
www.paymentsinsights.com or on Twitter@ACI_Worldwide.

Atos Worldline

www.atosworldline.com

Atos Worldline brings together Atos Origin's core expertise in Hi-Tech transactional services. A leader in end-to-end services for critical electronic transactions, Atos Worldline is specialised in electronic payment services (issuing, acquiring, terminals, card and non card payment solutions & processing), eCS (eServices for customers, citizens and communities) as well as services for financial markets. Atos Worldline on-going commitments to research and innovation enable its customers to benefit from award-winning solutions in areas such as mobile payments, secure IPTV, online CRM and paperless solutions. Atos Worldline generates annual revenues of €867 million and employs over 5,400 people in the world.

For more information, please visit:
www.atosworldline.com

On August 27th 2010, Atos Origin announced the acquisition of Venture Infotek – leading independent player on the Indian payment market. Through this acquisition, Atos Worldline reinforces its core business and enters one of the world’s fastest growing payment markets.

BPC

www.bpcbt.com

About BPC Banking Technologies

Founded in 1995, BPC is the world’s leading provider of Open System, e-payment solutions for the global financial industry. As the developer and distributor of SmartVista—a comprehensive suite of solutions covering every aspect of electronic payments processing—BPC has designed an innovative platform featuring a flexible, scalable, high performance solution, SmartVista, that will grow as your business grows. SmartVista includes:

SmartSwitch – For complete switching and routing
SmartIssuer – Total card management solution
SmartPro – Comprehensive card production
SmartATM – A complete ATM management solution
SmartMerchant – Comprehensive merchant management
SmartBilling – A complete billing and settlement system
SmartLoyalty – For comprehensive loyalty program management
SmartGuard – For effective fraud management

BPC’s tier-one client base includes leading, international financial institutions located across 21 countries and four continents with several of the world’s top 100 banks as clients. To drive expansion efforts, BPC has established a network of global offices including Africa, Asia Pacific; Central, Eastern, and Western Europe; the Gulf region; and the U.S. BPC’s philosophy of keeping close to customers is based on local pre and post-sales support and long-term relationships with local customers and partners. With offices around the world, BPC provides local language support staff in each regional office.

visit us at: www.bpcbt.com

Clear2Pay

www.clear2pay.com

info@clear2pay.com

Clear2Pay is a payments modernisation company that actively supports many global financial institutions to meet their payments unification goals through its pure SOA Open Payment Framework.
Our Open Card System (OCS) is a complete solution for your card payment processing. OCS works across all channels from traditional ATM, branch and POS, to the emerging fields of e-commerce, mobile and NFC.
We operate from 18 offices worldwide and currently employ more than 650 staff.

Compass Plus

www.compassplus.com

Tel + 7 495 502 9922 (Russia)
Tel +44 (0) 115 988 6047 (UK)
Web: www.compassplus.com
Email: Enquiries.UK@compassplus.com

Compass Plus specialises in the development of object-oriented technologies and state-of-the-art software for building, implementing, supporting and managing of all-scale retail banking and electronic payment systems, including payment card and bank account management, card personalisation and issuance, fraud detection, transaction processing and analytics, clearing and settlement, cash planning, dispute management, interactive self-service, electronic bill presentment and payment, mobile and electronic commerce, terminal driving and other systems necessary for developing and running successful electronic payment projects.
Compass Plus customer base spans over 100 retail banks, processing centres, national switches and personalisation centres in 27 countries across Europe, Asia, Africa, the Middle East, North and South America.
With more than fifteen years experience, Compass Plus helps build and manage electronic payment systems that generate new revenues and improve profits for its customers.

Creditcall

www.creditcall.com

FIS

www.fisglobal.com

FIS for all your cards and payments needs

In a world of giant generalists and niche specialists, FIS offers the best of both. Offering end to end solutions for cards and payment processing, as both licensed software or outsourced services, FIS has the scale to handle the most complex projects with expertise and outstanding customer service.
Our global team of local experts serves over 14,000 clients across 100 markets worldwide. We are proud to be associated with some of the world’s most successful cards and programmes, providing best–in–class technology solutions to 40 of the top 50 global banks.
We are a market leader in most major categories of financial information services, including card management, transaction switching, credit, debit and prepaid card processing, fraud and risk solutions, core bank processing and many others.

For more information about how FIS could help your business, call us on
+44 (0) 207 292 2400, e–mail us at marketing@fisglobal.com or visit our website
www.fisglobal.com.

Know cards and payments, know FIS.

Giesecke & Devrient

www.gi-de.com

INPAS

www.inpas.ru/en/

NPAS 127521 Russia, Moscow, 72 , Oktyabrskaya st.
Tel +7 (495) 721 36 21
Website: www.inpas.ru/en/ | Email: subscribe@inpas.ru

INPAS Company, founded in 1995, is a part of an IT holding named ITG (INLINE Technologies Group); today it is one of the largest providers of acquiring technologies on the Russian market. INPAS Company is well known for its project activities: all products and technologies including POS-terminal equipment and ATM, application software and control systems, smart cards and card business applications are supplied as complex solutions to provide automated work for local and international acquiring distributed networks. INPAS International, formed in 2007, covers the markets of Eastern and Western Europe.

Lusis

www.lusispayments.com

Lusis Payments
2 Teejay Court,
50-52 Alderley Road,
Wilmslow,
SK9 1NT, United Kingdom
Mail: info@lusispayments.com

Lusis Payments provides software and services to the global retail payments industry. It’s proven state of the art, SOA enabled, technology, TANGO, operates on numerous hardware platforms, including HP NonStop. TANGO is a true mission critical processing system, processing any transaction, any channel and any end point. Combined with the know how to mitigate risk and deliver high levels of assured customer service, Lusis Payments delivers a unique proposition for organisations faced with the challenge of changing, refreshing or updating their retail payments systems.

Visit Lusis Payments at: www.lusispayments.com

Multos

www.multos.com

NBS Technologies

www.nbstech.com

OpenWay Group

www.openwaygroup.com

OpenWay Group (www.openwaygroup.com)

• Highest rating by Gartner, 2009 and 2010*

• Vendor of WAY4 card management, channel banking and transaction switching software

• More than 100 clients, including banks, processors and telecom companies in Europe, US, Asia, the Middle East and Africa

WAY4 single platform:

• Customer-centric rule-driven environment:
  • Debit, credit, prepaid and commercial cards, deposits, loans, current accounts, mobile money
  • Customer Profile, Personalised Self-Service and Targeted Marketing
  Campaigns via ATMs, kiosks, POS terminals, web, mobile banking
  and other channels
  • Merchant Acquiring
  • Payment Switch / Hub
  • Behaviour Loyalty
  • more …
  

• 24/7 high-speed processing on open platform clusters
  

• Scalable from compact to high-end systems supporting 3000 TPS,
  150 million cards and 20 thousand branches in 11 time zones
  

• SEPA compliant
  

• Certified by PCI SSC (PA-DSS compliance)
  

• Certified by MasterCard, Visa, AMEX, Diners Club, JCB, CUP

* The report “MarketScope for Multiregional Card Management Software” by Kristin R. Moyer, 27.05.2009 and 22.06.2010.
The MarketScope is copyrighted 2009 and 2010 by Gartner, Inc. and is reused with permission. The MarketScope is an evaluation of a marketplace at and for a specific time period. It depicts Gartner's analysis of how certain vendors measure against criteria for that marketplace, as defined by Gartner. Gartner does not endorse any vendor, product or service depicted in the MarketScope, and does not advise technology users to select only those vendors with the highest rating. Gartner disclaims all warranties, express or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

S1

www.s1.com

Culverdon House, Abbots Way, Chertsey
KT16 9LE, United Kingdom
www.s1.com
mark.mcmurtrie@s1.com
Tel: +44 1932 574700

Leading banks, retailers and processors need technology that adapts to the complex and challenging needs of their businesses. They want solutions that can respond quickly to changes in the marketplace and help grow with their business. For more than 20 years, S1 has been a leader in developing software solutions that deliver a competitive advantage. Over 3,000 organizations from 75 countries depend on us for payments, online banking and mobile banking solutions to power their businesses.

S1 Payments solutions handle ATM driving, card management, merchant acquiring, payments switching and retail payments. Our payments customers collectively process over 10 billion transactions annually from 100,000 ATMs and 750,000 POS terminals. We help them increase profitability, strengthen security, maintain compliance and capitalize on new opportunities. S1 can handle a wide variety of payment instruments, technologies and transactions from multiple sales channels.

Schreiner ProSecure

www.schreiner-prosecure.com

Schreiner ProSecure, a business unit of the Schreiner Group based North of Munich, is a globally leading development partner and systems provider for high-tech self-adhesive labels and functional components. ProSecure delivers innovative labels for document and PIN protection as well as RFID-based solutions for contactless payment, identification and access control systems.

More information at www.schreiner-prosecure.com.

The Logic Group

www.the-logic-group.com

The Logic Group
Waterfront Business Park
Fleet, GU51 3SB
UK
Web: www.the-logic-group.com
Email: info@the-logic-group.com
Tel: +44 1252 776 700

The Logic Group specialises in the secure management of information and transactions through the delivery of trusted solutions for multi-channel payments; customer insight and loyalty; and security, fraud and risk management.

The company is behind many of the best known names for whom maximising the value of their customer interaction matters most with 60% of Tier 1 retail organisations in the UK using our solutions to process payments from stores, ecommerce sites, kiosks and call centres.

Tieto

www.tieto.com/cards

Ropazu 10,
LV-1039 Riga, Latvia
Phone: +371 6751 0000
Email: cards@tieto.com
Website: www.tieto.com/cards

Tieto’s Card Suite, an innovative and future–ready new generation solution, provides the base for a wide range payment card issuing, acquiring, processing, mobile and e–commerce, terminal network management, fraud and dispute management, and loyalty.

Tieto is the leading IT service company in Northern Europe providing IT and product engineering services.

Our highly specialized IT solutions and services complemented by a strong technology platform create tangible business benefits for our local and global customers.

As a trusted transformation partner, we are close to our customers and understand their unique needs. With about 18 000 experts, we aim to become a leading service integrator creating the best service experience in IT.

Based on Tieto stability and expertise the innovative Card Suite solution ensures business growth and guarantees on demand scalability.

TSYS

www.tsys.com

10 Chiswell Street
London EC1Y 4UQ
United Kingdom
+44 (0) 207 160 9400
sales@tsys.com
www.tsys.com

TSYS is reshaping a new era in digital commerce, connecting consumers, merchants, financial institutions, businesses and governments.

Through unmatched customer service and industry insight, TSYS creates a better experience for buyers and sellers, supporting cross-border payments in more than 85 countries. As one of the world’s largest companies for processing and licensed payment services, TSYS offers a broad range of issuer- and acquirer- processing technologies that support consumer finance, credit, debit, commercial, loyalty, mobile, instalments, prepaid and related services for global financial institutions and retail companies.

TSYS provides both server-based and mainframe systems for end-to-end payment solutions. Our solutions are multi-country, multi-currency, multi-client and multi-lingual, and provide cost-efficient options fit for any market.

As a strategic business partner, we enable you to leverage our leading technological innovation and global experience while meeting all your country-specific needs including regulatory demands.

With more than 12 billion transactions a year for more than 400 clients in more than 85 countries, TSYS offers strength through scalability, global scale with regional focus, unsurpassed customer service delivery and a core competence in portfolio conversions. Whether your portfolio has 10,000 or 100 million customers, TSYS can flex to meet your requirements.