Four Pillars of Mobile Payments

The key to building a successful Financial Institution mobile payments strategy

Fiserv has published a white paper outlining how financial institutions can build a successful mobile payments strategy that drives consumer engagement and lays the foundation for future growth. “As mobile payments continue to mature and adoption...
Mobile wallets a top investment priority

Selecting a White-Label mobile wallet solution – Ovum Report

Central to mobile payments is the mobile wallet, the consumer-facing platform that acts as a front end for wider mobile payment services and functionality. Deploying a mobile wallet platform capable of integrating future technological...
Value of mobile money transferred

GSMA report highlights success of mobile money with over 690 million accounts

The GSMA has released its seventh annual ‘State of the Industry Report on Mobile Money’, offering a current snapshot of the mobile money landscape and highlighting the impact that greater financial inclusion has on...
Engagement Models prefered by FinTechs

World FinTech Report highlights symbiotic collaboration as key to future financial services

The rise of FinTechs continues to revitalise the financial services customer journey; however, many startups have realised they will struggle to succeed alone. With complementary strengths, FinTechs are increasingly looking to symbiotic collaboration with the...
Identity Fraud Study

Identity fraud hits all time high with 16.7m US victims in 2017

The 2018 Identity Fraud Study released by Javelin Strategy & Research, revealed that the number of identity fraud victims increased by 8% (rising to 16.7 million US consumers) in the last year, a record high since...
Cybersecurity level of enterprise threats

Cybersecurity data threat report: Trends in encryption and data security

The harsh realities of the current state of cybersecurity are made starkly apparent by the seemingly endless reports of major data breaches, which continue unabated despite consistent increases in IT security spending. This ongoing game...
Payment Issuers

Infograph: The incredible growth of FinTech

FinTech remains a hot topic in 2018. However the first "FinTech" was first devised in 1918 by the US Federal Reserve. Its taken a long time to wind up, but since 1998 (PayPal launch)...
Status of FIs Offering Mobile Banking Services by District

Report: Mobile Mobile banking and payment practices of US Financial Institutions

The year 2016 marks the second time that multiple Federal Reserve Banks (FR Banks) have surveyed financial institutions (FIs) about their mobile banking and payment practices and plans. After surveying institutions in the Atlanta, Boston,...
FinTechs accelerate account openings share

Alternative financial institutions account openings outstrip the growth rate of traditional banks

Banks have been under pressure for some time. This pressure has come from regulators, from customers and from new competition and there is no one front on which banks can focus to combat this. In...
Number and value of payments in the euro area in 2016

Cash still predominant payment form in Europe – ECB study

The European Central Bank (ECB) has conducted a comprehensive study to analyse the use of cash, cards and other payment instruments used at points of sale (POS) by euro area consumers in 2016. The paper presents...

Latest News

Payment industry history with first AES DUKPT key management implementation

Verifone says it has implemented AES DUKPT with its end-to-end encryption solution, VeriShield Total Protect, its Engage family of payment devices, and Carbon 8 & 10. Co-designed by Verifone, AES DUKPT...
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