Category Archives: Opinions

Mobile Wallets: The New Fraud Frontier

Mobile wallets are enjoying increasing adoption. Payments made via mobile devices in the United States are expected to total $90 billion by 2017, a big jump from the $12.8 billion spent in 2012, according to Forrester Research. There are two (more…)...
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A world without banks as we know them?

Historically, banks have dominated the entire market, but times are changing and the FinTech invaders are beginning to disrupt the space. Banks certainly have their place, but their share is undoubtedly being challenged. It may seem odd for the man who (more…)...
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Success in the mobile payment space

Despite significant developments, especially in developed markets, no clear model or winner has been established yet for mobile payment. Hence, all players are still in a position to participate, as we believe the market will structure around global as well (more…)...
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Are fingerprints the new passwords?

Ever since Apple introduced TouchID for iPhones, more and more smartphones feature fingerprint scanners. And that has some security researchers worried. “If you leak a password, you can just change it; if you leak a fingerprint, it’s lost for your whole life,” FireEye (more…)...
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The fall and rise of Tokenization

Apple Pay has breathed new life into tokenization and the use of tokenization has seen a revival due to new technology approaches that remove associated operational risks and complexities and enable increased scale and high performance transaction processing, especially in (more…)...
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Visa Europe Collab international innovation hub

Visa Europe has announces the launch of Visa Europe Collab, its new international innovation hub. Working with a network of partners from across the digital and fintech ecosystem, Visa Europe Collab offers start-ups and technology entrepreneurs the insight, tools (more…)...
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PayPal sets out new plan

Dan Schulman, the new CEO of PayPal has set out his vision for turning eBay’s payments arm from a button on a website into the operating system for digital commerce. Schulman, who joined (more…)...
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Gen Z ready for biometric security

As the conversation around biometrics continues to dominate, 16 to 24 year old consumers in the UK have the greatest appetite for biometric security measures and the greatest need to use them in place of traditional authentication such as passwords. Research (more…)...
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