Payment Issuers

Payment Issuers need technology innovation to stay relevant

Over the last decade, payment acquirers have made leaps and bounds in FinTech innovation — for instance, major players like PayPal, Intuit, Stripe, and Square have completely reinvented the acceptance process. Meanwhile, payment issuers and...

Why its so important to deliver on financial inclusion

Financial inclusion, particularly in the developing world, has emerged as a significant policy objective over the last decade. There is considerable will among policymakers, the development community and private sector to bring the world’s...
Payworks launches payment gateway Pulse

How to drive cross-border e-commerce growth

Digital technologies are the "great equaliser" of our time. If you’re a business, digital means it’s now easier than ever to reach new markets. If you’re a customer, you now have access to products...
The rise of alternative payments

The rise of alternative payments – and its impact on the card business

From virtual mobile wallets to peer-to-peer money transfer apps, there are an increasingly diverse number of ways to pay, beyond the old medium of cash. And the geographic scope of such alternatives stretches from...
Banking and financial services: New technology solves GDPR

Banking and financial services: New technology solves GDPR

Data privacy is driving the European Union’s General Data Protection Regulations (GDPR) in the UK, and yet it’s widely felt that banks and other financial services institutions have run out of time to find...
What is a smart token?

What EMV payment tokenization 2.0 means for the payments industry

Technical body EMVCo launched version two of its EMV Payment Tokenisation Specification - Technical Framework in September. The market has evolved rapidly since v1.0 was launched in 2014 to address the needs of digital...
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The drive to digital and its impact on financial inclusion

A couple of hikers see a farmer leaning on his gate and stop to ask for directions. “We’re looking to get to X,” they say. “Well, I wouldn’t start from here,” the farmer replies. But...
A shield in front of a mobile phone

Mobile users can no longer afford to overlook cyber security

In today’s digitally-driven society, being able to access your money when you want, from any device, is no longer a luxury but a necessity. In fact, being able to quickly transfer money to your...

Open financial services – An open invitation to financial inclusion

‘Open’ is a short word with a long list of meanings. These range from being free to all to join, ready for business or prepared to entertain new ideas. The impact of ‘open’ within...
What is a smart token?

Tokenization: What is a smart token?

Before we get into the smart token bit, let’s recap. Tokenization is the security process that most recently unlocked the mobile payments market. All the major ‘OEM Pays’ (Apple Pay, Samsung Pay etc.,) use the...

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A fresh look at Asia’s payment landscape

Digital payments are growing rapidly in Asia, fuelled by increasing smartphone ownership and improving access to the internet. An increasing array of solutions such as...
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