For four months, in partnership with BMO Bank of Montreal and Research In Motion, MasterCard Canada is bringing mobile payments to BlackBerry smartphones through its PayPass contactless payment technology.
In this trial, participants will use PayPass Mobile Tag-equipped BlackBerry smartphones to make secure purchases at any of the 8,500 merchant locations in Canada that accept contactless.
For the first time, the mobile payment will integrate with the device, with a confirmation email of each transaction sent to the BlackBerry smartphone, including purchase details such as the amount, retailer and date of transaction.
“This pilot will allow us to evaluate many aspects of the mobile payment experience and is an important step towards mainstream use and acceptance,” says David Heatherly, VP, payment products, BMO Bank of Montreal.
“Interest in mobile commerce continues to grow and the BlackBerry platform is uniquely positioned to provide a secure foundation for innovative solutions such as the PayPass Mobile Tag,” continues Tyler Lessard, VP, global alliances and developer relations, Research In Motion.
The PayPass Mobile Tag is a self-adhesive device that may be attached to a BlackBerry smartphone to add contactless payment capability. The Tag contains the same chip and antenna found in a regular card, with the addition of special material to reduce interference between the Tag and the phone to which it is attached.
Whether consumers are using an enabled mobile phone or credit card, they enjoy the same protections from fraud as they would with conventional MasterCard payments. PayPass is supported by robust, multi-level security protections including the encryption of radio frequency transaction transmissions and the multiple security protections of the MasterCard payment system.