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UK’s Open Banking initiative goes live after managed roll out

The Open Banking initiative in the UK has finished a three-month managed roll out programme, leaving regulated companies free to start offering Open Banking...

PSD2 open banking: The ticking timebomb for financial institutions

The overall idea behind PSD2 open banking is not new, Yodlee and others have for a while aggregate accounts, and they have done this...

Open Banking: Why banks don’t get the API economy

The Open Banking ecosystem can learn a lot from the smartphone operating system (OS) market. In particular, banks that are developing APIs in a...

MNO Giffgaff uses Open Banking to launch mobile banking app

Telefonica's millennial focused MNO Giffgaff, is set to launch its own personal finance banking app based on newly implemented Open Banking regulations. Utilising the latest...

Five key themes that will transform banking in 2018

NCR recently surveyed over 1,000 UK adults, aged 16 and above, to gather their thoughts on the future of banking. Some of the findings...

UK’s Open Banking Project expanded

The Open Banking Implementation Entity (OBIE), the body set up by the Competition & Markets Authority (CMA) to enable a new, secure way for...

PSD2 and Europe’s Open Banking Mandate – a report

In a new report, PSD2 and Europe’s Open Banking Mandate,  we aim to analyse the implications of the revised Payment Services Directive, PSD2, for the...

Lack of trust in Third-Party Providers as Open Banking rolls out...

Less than six months before the Revised Payments Service Directive (PSD2) makes Open Banking a reality across Europe, research from Accenture has found that...

Open access, Open banking and Open APIs – Are banks Open...

With all the talk about open access, open banking and open APIs, it’s open season on ‘open’ in financial services at the moment. The...

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Payment industry history with first AES DUKPT key management implementation

Verifone says it has implemented AES DUKPT with its end-to-end encryption solution, VeriShield Total Protect, its Engage family of payment devices, and Carbon 8 & 10. Co-designed by Verifone, AES DUKPT...
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