The key to building a successful Financial Institution mobile payments strategy
Fiserv has published a white paper outlining how financial institutions can build a successful mobile payments strategy that drives consumer engagement and lays the foundation for future growth.
“As mobile payments continue to mature and adoption...
Selecting a White-Label mobile wallet solution – Ovum Report
Central to mobile payments is the mobile wallet, the consumer-facing platform that acts as a front end for wider mobile payment services and functionality. Deploying a mobile wallet platform capable of integrating future technological...
GSMA report highlights success of mobile money with over 690 million accounts
The GSMA has released its seventh annual ‘State of the Industry Report on Mobile Money’, offering a current snapshot of the mobile money landscape and highlighting the impact that greater financial inclusion has on...
World FinTech Report highlights symbiotic collaboration as key to future financial services
The rise of FinTechs continues to revitalise the financial services customer journey; however, many startups have realised they will struggle to succeed alone.
With complementary strengths, FinTechs are increasingly looking to symbiotic collaboration with the...
Identity fraud hits all time high with 16.7m US victims in 2017
The 2018 Identity Fraud Study released by Javelin Strategy & Research, revealed that the number of identity fraud victims increased by 8% (rising to 16.7 million US consumers) in the last year, a record high since...
Cybersecurity data threat report: Trends in encryption and data security
The harsh realities of the current state of cybersecurity are made starkly apparent by the seemingly endless reports of major data breaches, which continue unabated despite consistent increases in IT security spending.
This ongoing game...
Infograph: The incredible growth of FinTech
FinTech remains a hot topic in 2018. However the first "FinTech" was first devised in 1918 by the US Federal Reserve. Its taken a long time to wind up, but since 1998 (PayPal launch)...
Report: Mobile Mobile banking and payment practices of US Financial Institutions
The year 2016 marks the second time that multiple Federal Reserve Banks (FR Banks) have surveyed financial institutions (FIs) about their mobile banking and payment practices and plans.
After surveying institutions in the Atlanta, Boston,...
Alternative financial institutions account openings outstrip the growth rate of traditional banks
Banks have been under pressure for some time. This pressure has come from regulators, from customers and from new competition and there is no one front on which banks can focus to combat this.
In...
Cash still predominant payment form in Europe – ECB study
The European Central Bank (ECB) has conducted a comprehensive study to analyse the use of cash, cards and other payment instruments used at points of sale (POS) by euro area consumers in 2016.
The paper presents...