How consumers rate finance apps
People are obsessed with money. In 2015, people are also obsessed with their smartphones and tablets. It is natural that apps that help people bank, manage their money, make payments and find financial information...
The 2016 Debit Issuer Study: evolution of chip cards and mobile payments
The 2016 Debit Issuer Study, commissioned by PULSE, takes stock of the debit industry’s shift to chip (EMV) cards and mobile payments.
As a result of the October 2015 liability shift, financial institutions have begun...
E-money directive revisited
Following the consultation process on the e-money directive and its applicability to mobile operators, in which the EC (European Commission) ruled that e-money may be issued by telcos under certain circumstances, the EC has...
Global digital payments reach 10% growth: World Payments Report 2016
According to the World Payments Report 2016, global digital payment volumes continue to increase, with annual growth projected to top 10% for the first time to reach 426.3 billion transactions in 2015, up from...
Top 100 retailers enable more than payments by mobile
According to the First Annapolis Top 100 Retailer Mobile Payments and Marketing Study, 62 of the largest US 100 retailers enable mobile shopping. Thirty merchants have announced that they have or will implement a...
Addressing the unbanked and underbanked in developing countries
Around 2 billion people worldwide do not use formal financial services and around half the adults in the poorest households are unbanked, according to the World Bank. When financial inclusion is a key enabler to...
Contactless cards: an acquirer perspective – By Marc Abbey, First Annapolis
There are fewer than 10m RFID-enabled cards in the US market currently, highly concentrated at JPMorgan Chase and Citibank. Other issuers with cards in the market include Bank of America, American Express, Key Bank,...
Banks to face fines totalling €4.7bn in first three years under GDPR
A new report from Consult Hyperion, forecasts that European financial institutions could face fines totalling €4.7 billion in the first three years under the new General Data Protection Regulation (GDPR). This forecast is conservative...
Global retail study reveals consumer demand for new ways to pay
Shoppers around the world are demanding their retail experience be transformed, a study by MasterCard has revealed at this year’s World Retail Congress.
Retailers are under increasing pressure to adopt new payment technologies, as shoppers demand simpler...
Key drivers for m-commerce
The rise of 'off portal' payments from telcos means the demise of the 'walled garden' from which they have traditionally reaped such rich rewards. Off portal payments are any payments which are derived from...
Latest News
Payment industry history with first AES DUKPT key management implementation
Verifone says it has implemented AES DUKPT with its end-to-end encryption solution, VeriShield Total Protect, its Engage family of payment devices, and Carbon 8 & 10.
Co-designed by Verifone, AES DUKPT...
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