Opinions

M-commerce will reach mass adoption rates when transactions have built-in security features and members of the ecosystem develop collaborative best practices. Security is the single most important

Our society has seen an incredible rate of technological change over the past few decades. Never before have people borne witness to such rapid change – not even during the famed Industrial Revolution. This change...

Building a national payment system is a huge undertaking. Prior to launch, banks and non-banks have to collaborate on the governance, rules and features of the system. They have to build coverage across open and...

As I mentioned in my previous post, writes Killian Clifford, Visa have indirectly come to be an important player in the mobile money market in Nigeria. In fact, the card payment companies (Visa, MasterCard...

India’s emergence as a digital payment powerhouse is an unlikely story. Until recently, cash accounted for 95% of transactions, 85% of workers were paid in cash, and 70% of online shoppers chose ‘cash on...

ATMIA has hit back at the cashless society  movement and published a new study on the role cash plays in financial inclusion. Entitled, “Access to Cash: the First Step toward Financial Inclusion” the study presents...

For those of us following the evolution of mobile payments in the US, it was quite a week indeed. What with PayPal's peek behind the curtain at enabling its users to pay at physical...

By 2015 the volume of mobile money transactions will reach $1 trillion. Global companies must tackle five key challenges to make the most of this opportunity or wonder who moved their money. By Abhishek Srivastava, Hariprasad...

The mobile bank versus mobile banking debate is still raging, but what are the real fundamental differences between the two - and why is there so much noise around which is seemingly better? The two...

Several companies have made predictions about what will happen in the payments industry in 2012. For example, Visa Europe predicts that this will be the year when the adoption of contactless payment technologies will become...