Thursday, December 2, 2021
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What is a smart token?

Tokenization: What is a smart token?

Before we get into the smart token bit, let’s recap. Tokenization is the security process that most recently unlocked the mobile payments market. All the major ‘OEM Pays’ (Apple Pay, Samsung Pay etc.,) use the...

EU prepaid wallets and cards may need to change fees

A New EU directive coming will make it illegal to surcharge for Debit and Credit cards. In the UK the government has extended this to include American Express and PayPal. In 2010 alone consumers spent £473m...
Which has the best profit potential

The Global Payments Innovation Jury report

The Global Payments Innovation Jury report for 2017 exists because 70 senior industry executives were prepared to give their time to thinking through and setting out their views on many complex issues determining how...
Visa CEO Al Kelly

Visa CEO Al Kelly: focused on Europe and “growing the payments pie”

In recent Sanford Bernstein interview, Visa CEO Al Kelly, explained a number of opportunities and challenges facing the company, from Visa Europe to China and increasing digital payments. Kelly says in the interview, the company...

Could PSD2 implementation accidentally ruin the European FinTech market?

A group of influential European FinTech companies have come together as 56 companies and associations operating across all EU Member States and at a global level in the financial services space, including: The companies, in a...
Cashless society - Bank account penetration worldwide

Cashless Society: ATMIA hits back with “Access to Cash – Financial Inclusion” paper

ATMIA has hit back at the cashless society  movement and published a new study on the role cash plays in financial inclusion. Entitled, “Access to Cash: the First Step toward Financial Inclusion” the study presents...
biometric security

The future of identity and authentication – a bank perspective

Connectivity is changing the world and the way we interact with one another. Last year, figures showed that the global population owned around 6 billion connected devices, approaching one for each of the 7...
PSD2

PSD2: Towards a platform approach — what banks need to know

Open innovation is undoubtedly one of the drivers behind PSD2. However, the trend towards open banking and APIs is a global one that goes beyond European legislation. And effects more than just technology or...
Open access, Open banking and Open APIs

Open access, Open banking and Open APIs – Are banks Open for business?

With all the talk about open access, open banking and open APIs, it’s open season on ‘open’ in financial services at the moment. The PSD2 is driving the ‘open’ agenda for banks in Europe,...
mobile-wallet-banner

To ‘Pay’ or not to ‘Pay’? The choice around mobile payment

People don’t use their mobile phones to make telephone calls nearly as much as they used to. They are using them to surf the internet, send instant messages, even wake them up in the...

Latest News

Payment industry history with first AES DUKPT key management implementation

Verifone says it has implemented AES DUKPT with its end-to-end encryption solution, VeriShield Total Protect, its Engage family of payment devices, and Carbon 8 & 10. Co-designed by Verifone, AES DUKPT...
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