Postbank to trial Host Card Emulation

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Germany’s Postbank is to run an internal pilot of an NFC mobile payments app operating in a Host Card Emulation environment.

Postbank employees participating in the project will be able to use their Android

A mobile phone with HCE applications coming out of it
Postbank to trial Host Card Emulation

smartphones at the checkout to make contactless payments with a tap of their phone at the cash register – according to press reports.

The technology, supplied by Worldline, includes the use of digital tokens and one-time keys to protect customer card data.

Wolf Kunisch, managing director for financial processing & software licensing at Worldline says: “The total market share of Android systems is approximately 82 percent of the smartphone market. With Worldline NFC Mobile Payments we offer banks a payment function they can provide their customers, with no need for a hardware Secure Element partner.”

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